MCC 6399
Insurance - Not Elsewhere Classified
MCC Code
6399
Category
Insurance Default
Known Merchants
0+
API Access
MCC 6399 is a four-digit Merchant Category Code used to classify businesses that provide insurance - not elsewhere classified. This code falls under the Insurance Default category.
Credit card networks like Visa and Mastercard use MCC 6399 to:
- Categorize transactions at merchants classified as "Insurance - Not Elsewhere Classified"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 6399 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on insurance default spending, transactions at merchants using MCC 6399 may qualify.
Common cards that may offer bonuses on insurance default purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 6399?
MCC 6399 is a four-digit Merchant Category Code that classifies businesses as "Insurance - Not Elsewhere Classified". This code falls under the Insurance Default category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 6399?
Businesses classified under MCC 6399 typically include those that provide insurance - not elsewhere classified. We have 0+ merchants in our database using this MCC code.
Does MCC 6399 qualify for credit card rewards?
Whether MCC 6399 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on insurance default spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 6399 programmatically?
You can access MCC 6399 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.