MCC 6381
Insurance Premiums
MCC Code
6381
Category
Insurance
Known Merchants
0+
Merchant Information
No longer valid for first presentment work
API Access
Related MCC Codes in Insurance
MCC 6381 is a four-digit Merchant Category Code used to classify businesses that provide insurance premiums. This code falls under the Insurance category.
Credit card networks like Visa and Mastercard use MCC 6381 to:
- Categorize transactions at merchants classified as "Insurance Premiums"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 6381 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on insurance spending, transactions at merchants using MCC 6381 may qualify.
Common cards that may offer bonuses on insurance purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 6381?
MCC 6381 is a four-digit Merchant Category Code that classifies businesses as "Insurance Premiums". This code falls under the Insurance category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 6381?
Businesses classified under MCC 6381 typically include those that provide insurance premiums. We have 0+ merchants in our database using this MCC code.
Does MCC 6381 qualify for credit card rewards?
Whether MCC 6381 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on insurance spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 6381 programmatically?
You can access MCC 6381 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.