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    MCC Explorer

    API & Database

    API DocsMCP
    MCC Explorer
    MCC CodesBlogGuidesPricingAPI DocsPrivacyTerms

    © 2026 MCC Explorer

    MCC Explorer

    API & Database

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    5. MCC 5631
    Apparel

    MCC 5631

    Women's Accessory and Specialty Shops

    MCC Code

    5631

    Category

    Apparel

    Known Merchants

    17+

    Merchants Using MCC 5631

    PLovisaP6Ixty8IghtSAccessorizePBimba Y LolaPCelinePChomelPClairesPFurlaPGivenchyPJimmy ChooPLa SenzaPLongchampPLouis VuittonSHoolah Singapore Pte LtdPMarc JacobsPAnn TaylorPAntipodean

    P = Primary MCC for this merchant|S = Secondary/Alternative MCC

    Get full merchant data via our API.

    API Access

    Fetch this MCC code programmatically:

    GET /api/v2.1/mcc-codes/5631
    curl -X GET "https://mccexplorer.com/api/v2.1/mcc-codes/5631?include=merchants" \
      -H "x-api-key: YOUR_API_KEY"

    Related MCC Codes in Apparel

    MCC 5611

    Men's and Boys' Clothing and Accessories Stores

    MCC 5681

    Furriers and Fur Shops

    What is MCC 5631?

    MCC 5631 is a four-digit Merchant Category Code used to classify businesses that provide women's accessory and specialty shops. This code falls under the Apparel category.

    How is MCC 5631 Used?

    Credit card networks like Visa and Mastercard use MCC 5631 to:

    • Categorize transactions at merchants classified as "Women's Accessory and Specialty Shops"
    • Determine rewards and cashback eligibility for cardholders
    • Enable expense tracking and reporting for businesses
    • Power fraud detection systems
    Using MCC 5631 in Your Application

    Developers can access MCC 5631 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.

    MCC 5631 and Credit Card Rewards

    Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on apparel spending, transactions at merchants using MCC 5631 may qualify.

    Common cards that may offer bonuses on apparel purchases include:

    • Cards with rotating quarterly categories
    • Category-specific cards (dining, travel, etc.)
    • Premium cards with broad category bonuses

    Always check your card's terms to verify which MCC codes qualify for bonus rewards.

    Frequently Asked Questions

    What is MCC code 5631?

    MCC 5631 is a four-digit Merchant Category Code that classifies businesses as "Women's Accessory and Specialty Shops". This code falls under the Apparel category and is used by credit card networks to categorize transactions.

    What types of businesses use MCC 5631?

    Businesses classified under MCC 5631 typically include those that provide women's accessory and specialty shops. We have 17+ merchants in our database using this MCC code.

    Does MCC 5631 qualify for credit card rewards?

    Whether MCC 5631 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on apparel spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.

    How can I look up MCC 5631 programmatically?

    You can access MCC 5631 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.

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