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    MCC Explorer

    API & Database

    API DocsMCP
    MCC Explorer
    MCC CodesBlogGuidesPricingAPI DocsPrivacyTerms

    © 2026 MCC Explorer

    MCC Explorer

    API & Database

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    5. MCC 5499
    Food Retail

    MCC 5499

    Miscellaneous Food Stores (Convenience, Markets, etc.)

    MCC Code

    5499

    Category

    Food Retail

    Known Merchants

    20+

    Merchants Using MCC 5499

    P7-ElevenPDeliverooPFoodPandaPGrabFoodP7-11PCheersPEu Yan SangPChalk FarmPChoc SpotPCoco & FrankPCravePFamous AmosPFragrance Bak KuaPGarrett PopcornPGuma GumaPHockhua TonicPHoneyworldPHong Kong EggletPIrvins Salted eggPKele

    P = Primary MCC for this merchant|S = Secondary/Alternative MCC

    Get full merchant data via our API.

    API Access

    Fetch this MCC code programmatically:

    GET /api/v2.1/mcc-codes/5499
    curl -X GET "https://mccexplorer.com/api/v2.1/mcc-codes/5499?include=merchants" \
      -H "x-api-key: YOUR_API_KEY"
    What is MCC 5499?

    MCC 5499 is a four-digit Merchant Category Code used to classify businesses that provide miscellaneous food stores (convenience, markets, etc.). This code falls under the Food Retail category.

    How is MCC 5499 Used?

    Credit card networks like Visa and Mastercard use MCC 5499 to:

    • Categorize transactions at merchants classified as "Miscellaneous Food Stores (Convenience, Markets, etc.)"
    • Determine rewards and cashback eligibility for cardholders
    • Enable expense tracking and reporting for businesses
    • Power fraud detection systems
    Using MCC 5499 in Your Application

    Developers can access MCC 5499 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.

    MCC 5499 and Credit Card Rewards

    Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on food retail spending, transactions at merchants using MCC 5499 may qualify.

    Common cards that may offer bonuses on food retail purchases include:

    • Cards with rotating quarterly categories
    • Category-specific cards (dining, travel, etc.)
    • Premium cards with broad category bonuses

    Always check your card's terms to verify which MCC codes qualify for bonus rewards.

    Frequently Asked Questions

    What is MCC code 5499?

    MCC 5499 is a four-digit Merchant Category Code that classifies businesses as "Miscellaneous Food Stores (Convenience, Markets, etc.)". This code falls under the Food Retail category and is used by credit card networks to categorize transactions.

    What types of businesses use MCC 5499?

    Businesses classified under MCC 5499 typically include those that provide miscellaneous food stores (convenience, markets, etc.). We have 20+ merchants in our database using this MCC code.

    Does MCC 5499 qualify for credit card rewards?

    Whether MCC 5499 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on food retail spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.

    How can I look up MCC 5499 programmatically?

    You can access MCC 5499 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.

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