MCC 5039
Construction Materials - Not Elsewhere Classified
MCC Code
5039
Category
Construction
Known Merchants
3+
Merchants Using MCC 5039
P = Primary MCC for this merchant|S = Secondary/Alternative MCC
Get full merchant data via our API.
API Access
Related MCC Codes in Construction
MCC 5039 is a four-digit Merchant Category Code used to classify businesses that provide construction materials - not elsewhere classified. This code falls under the Construction category.
Credit card networks like Visa and Mastercard use MCC 5039 to:
- Categorize transactions at merchants classified as "Construction Materials - Not Elsewhere Classified"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 5039 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on construction spending, transactions at merchants using MCC 5039 may qualify.
Common cards that may offer bonuses on construction purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 5039?
MCC 5039 is a four-digit Merchant Category Code that classifies businesses as "Construction Materials - Not Elsewhere Classified". This code falls under the Construction category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 5039?
Businesses classified under MCC 5039 typically include those that provide construction materials - not elsewhere classified. We have 3+ merchants in our database using this MCC code.
Does MCC 5039 qualify for credit card rewards?
Whether MCC 5039 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on construction spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 5039 programmatically?
You can access MCC 5039 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.